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Retirement: Early Retirement Incentives

Employer-provided Pension Plans, Special Window Plans, Employer-provided Retiree Health Insurance, Impact Of Eris

Early retirement incentives (ERIs) are programs or characteristics of benefit plans that encourage older workers to retire before the normal retirement age. This statement raises a series of questions: What is the normal retirement age? What is retirement? Are these incentives permanent components of human resource policies or temporary windows of opportunity? Why do firms seek to encourage early retirement? This entry examines each of these questions and also considers the ERIs in public programs and government regulation of private policies that encourage early retirement.

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